Active and tailor-made financial management
The 3 pillars of portfolio construction
The objective of portfolio management is to optimise performance in relation to a defined risk. Our management team builds customised portfolios for our clients. Our management is based on flexible asset allocation, and expertise in stock picking and fund picking.
Flexible asset allocation
Asset allocation according to the management orientation defined with the client
- Flexibility in the weighting of each asset class
- No geographical or sectoral constraints
- Non-benchmarked active managemen broad bands in relation to indices
Tactical stock-picking
Tactical stock-picking
Pergam's managers buy or sell on conviction to build up long-term positions mainly in 6 categories of securities:
Special situations
companies whose valuation is expected to appreciate significantly following the occurrence of an event: Takeovers, mergers, restructuring, etc.
Asset recipients
investment companies selecting listed and/or unlisted assets, managed by teams with a consistent performance record over time.
Value
strong companies with strong cash flows in a low-growth environment that are undervalued.
Growth
companies with revenue growth above 10%. These companies are mainly active in the technology, health and other sectors.
Owner operator
companies headed by their principal shareholder who, together with his family, has control over their company.
Performance
companies whose activity allows for the payment of a recurring dividend representing a significant share of the profits. These companies are mainly in the real estate, telecom or infrastructure sectors.
Fund-picking in open architecture
Open architecture fund-picking for entrepreneurial companies
Pergam selects managers with proven talent. Performance during the crisis years (2008 and 2011) is an important filter for identifying "resilient" management and emerging talent.
Pergam also supports fund managers at the beginning of their history who are already becoming references in their category.
The diversification and independence of the selected funds are a priority for Pergam. Our proprietary fund monitoring and control model is based on specific and ongoing qualitative and quantitative criteria.
Transparency and ethical management are paramount in an increasingly complex and rapidly changing environment.
Pergam offers both diversified mandates and a thematic range based on its experience
In order to meet the asset management needs of each client, these mandates are implemented in securities accounts or through French and Luxembourg life insurance and/or capitalisation contracts thanks to a vast network of international depositaries and insurers.
US securities
INVESTMENT STRATEGY: Investing in US leaders to benefit from the historical dynamics of this geographical area.
MANAGEMENT OBJECTIVE: Capital appreciation with a search for long-term return through a high correlation to US equities, without guarantee of capital.
CHARACTERISTICS:
Exposure: equities 0-100%, fixed income products 0-100%
Recommended investment horizon: 7 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses
Risk profile:
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Performance values
INVESTMENT STRATEGY:Investing in leading global companies with high dividend distributions and sustainable growth.
MANAGEMENT OBJECTIVE: Capital appreciation with a search for long-term return through a high correlation to international equities, without guarantee of capital. :
CHARACTERISTICS
Exposure: equities 0-100%, fixed income products 0-100%
Recommended investment horizon: 7 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses.
Risk profile:
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Prudent
MANAGEMENT OBJECTIVE:
Moderate capital appreciation with a long-term return objective and low correlation to equity markets, without capital guarantee.
CHARACTERISTICS:
Exposure: equities 0-30%, fixed income products 70-100%
Recommended investment horizon: 3 years
Risks: Minimisation of fluctuations and downside risks.
Risk profile:
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Balanced
MANAGEMENT OBJECTIVE:
Capital appreciation with a long-term return objective and average correlation to equity markets, without capital guarantee.
CHARACTERISTICS:
Exposure: equities 30-70%, fixed income products 30-70%
Recommended investment horizon: 5 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses.
Risk profile:
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Dynamic
MANAGEMENT OBJECTIVE:
Capital appreciation with a search for long-term return through a high correlation to equity markets, without capital guarantee.
Characteristics:
Exposure: equities 50-100%, fixed income products 0-50%
Recommended investment horizon: 7 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses.
Risk profile
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Flexible
MANAGEMENT OBJECTIVE:
Capital appreciation with a search for long-term return with high correlation to equity markets, without capital guarantee.
Characteristics:
Exposure: equities 0-100%, fixed income products 0-100%
Recommended investment horizon: 7 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses.
Risk profile:
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PEA
MANAGEMENT OBJECTIVE:
Capital appreciation with a search for long-term return through a high correlation to equity markets, without capital guarantee.
Characteristics:
Exposure: equity 0-100%, cash 0-100%
Recommended investment horizon: 5 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses.
Risk profile:
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PEA SME
MANAGEMENT OBJECTIVE:
Capital appreciation with a search for long-term return through a high correlation to equity markets, without capital guarantee.
Characteristics:
Exposure: equity 0-100%, cash 0-100%
Recommended investment horizon: 5 years
Risks: Clients accept the significant fluctuations of their portfolios and the high risk of capital losses.
Risk profile:
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